A Foundation Built on Your Service.

At Fig Tree Mortgage Group, we consider it a privilege to guide veterans and active-duty military through the VA Loan process. It's more than a transaction; it's securing the legacy you've earned.

Explore VA Benefits → Talk with a Loan Officer

VA home loan support for veterans and active-duty military

VA Loan Benefits That Take Root.

Built for those who served - clear advantages that make buying a primary home more attainable, with guidance that stays with you from pre-approval to keys in hand.

Zero Down Payment

Purchase a primary home with no down payment required in most cases - so more of your savings stay available for moving in and settling in.

See if you qualify →

No Monthly PMI

VA loans do not require private mortgage insurance, which can lower your monthly payment compared with many conventional low-down options.

Compare your payment →

Competitive Rates & Terms

Access competitive VA pricing and flexible terms shaped around your Certificate of Eligibility, credit profile, and the home you're actually buying.

Get real numbers →

Choose your structure

Fixed certainty or ARM flexibility.

Your VA benefit can pair with the payment structure that fits your service timeline, PCS plans, or long-term stay.

Fixed rate

Lock the rate. Honor the plan.

A fixed VA payment keeps principal and interest steady - so the home you've earned stays predictable month after month.

Stable principal & interest
Clear long-term budgeting
Strong fit for a lasting primary home

ARM

Lower start if duty may relocate you.

An ARM can help when a move or refinance is likely before the adjustment period - we'll map the tradeoffs against your orders and timeline.

Often lower introductory rate
Useful with shorter hold plans
Adjustment risk explained clearly

VA advantage

Zero down and no monthly PMI.

Most VA purchases don't require a down payment or monthly PMI - we'll confirm entitlement, funding fee, and payment structure before you shop.

Compare VA structures →

The VA path

From eligibility to keys.

A clear, relationship-driven sequence - so you're never guessing where your VA loan stands, or what comes next.

Start your VA file →

01

Confirm your COE

We help you pull or verify your Certificate of Eligibility so entitlement and remaining benefit are clear before you shop.
02

Get VA pre-approved

Real numbers, not placeholders - so you can write offers with confidence and a loan officer who knows your file.
03

VA appraisal & underwriting

We coordinate the VA appraisal and keep underwriting moving, with straight talk if anything needs attention.
04

Close and take root

You close on a primary home secured by the benefit you've earned - and a team that stays reachable after the keys.