5+ Unit Focus
Specialized financing for multi-unit residential complexes - designed for investors scaling past the classic 1-4 unit conventional range.
Match a building size →Scale Into Larger Buildings with Purpose.
Multi-unit financing is built for investors ready to move beyond 1-4 unit rentals - specialized structures for 5+ unit residential complexes, with underwriting that weighs asset performance and a loan officer who stays close to the file.
Choose your structure
Fixed certainty or ARM flexibility.
Multi-unit financing can lock debt service for a stable hold - or start lower with an ARM when repositioning or a shorter timeline is part of the plan.
Steady payment on a larger footprint.
Lock principal and interest so ops and rent-roll modeling stay grounded - ideal when you'll hold the 5+ unit complex long term.
- Predictable debt service at scale
- Clearer long-term hold projections
- Strong fit for stabilized buildings
Lower start through value-add years.
An introductory rate can help while units are upgraded and rents rise - useful if you refinance or sell before adjustment.
- Often lower initial rate
- Fits repositioning timelines
- Adjustment risk explained before lock
Multi-unit check
Compare multi-unit structures →
Ops assumptions must support the loan.
Rent rolls, expenses, and hold strategy shape Fixed vs ARM - we'll pressure-test the numbers before you commit to a structure.
Investor brief
Scale the building, not just the count.
Multi-unit deals need clearer ops assumptions - rent rolls, expenses, and a hold plan - so the financing matches the footprint you're actually buying.
Finance the complex. Grow with operational clarity.
For 5+ unit residential assets, we focus on income durability, expenses, and your repositioning or hold goals - with a loan officer who keeps structure and timeline visible from day one.
Start your multi-unit file →Unit range
Residential complexes beyond the standard 1-4 unit investment lane.
Rent roll ready
Income and expense detail drive the conversation - bring what you have; we'll fill the gaps.
Repositioning options
Unit upgrades and rent growth plans can shape the right financing path - we map that early.
Non-recourse paths
When available, non-recourse structures can fit larger holdings - we'll say clearly if they apply.
Looking at a larger building?
Share unit count, location, or a rent roll - we'll outline multi-unit financing fit in plain language.